Philippine National Police Lakas Tulungan Multi-Purpose Cooperative
Serving those who serve the nation with integrity, financial empowerment, and strong cooperative values since 1960.
Our History
Founded on June 01, 1960 by a dedicated group of officers at Camp Crame, the Philippine National Police Lakas Tulungan Multi-Purpose Cooperative (PNP-LTMPC) stands as a non-stock cooperative under the laws of the Philippines, governed by the provisions of Republic Act 2023.
Formerly known as the Philippine Constabulary Credit Cooperative Union Inc. (PCCUI), the cooperative was formed primarily to support its members. Our goal has always been to encourage thrift, promote savings, make credit available at reasonable interest rates, and educate members on the wise use of money and the importance of paying just loans.
On October 02, 2000, PCCUI officially changed its name to PNP-Lakas Tulungan Multi-Purpose Cooperative (PNP-LTMPC), expanding its scope in recognition of its rapidly growing membership from allied agencies and services.
Our Mission
“To be a lead enterprise manned by the pro-active leaders with Quality Management System and Participative Member-owner” in which the goal is to be a leading cooperative by providing quality service to its members thru quality management by dedicated directors, committees, management and staff.
Our Vision
“A Center of Successful Service-Business Oriented Cooperators.”
Membership & Qualifications
To join the PNP-Lakas Tulungan Multi-Purpose Cooperative, an applicant must fulfill the following criteria:
- Must be of legal age.
- Must possess the capacity to contract and be willing to undergo member responsibilities.
- Must complete the Pre-Membership Education Seminar (PMES).
- Must pay the initial Share Capital subscription of ₱1,000.00 (as per PNP-LTMPC by-laws) along with a Membership Fee of ₱200.00.
Member Responsibilities
As a member, you share a set of responsibilities to keep our cooperative strong:
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Pay Share Capital Subscription – Subscribe to at least Ten (10) shares (equivalent to ₱10,000.00) and pay at least one share (₱1,000.00) upon membership approval.
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Capital Build-up & Savings – Active participation in savings mobilization.
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Patronize Services – Consistently support and utilize the cooperative’s businesses and financial services.
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Education – Attend and participate in the Pre-Membership Education Seminar (PMES).
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Democratic Engagement – Attend and actively deliberate during the annual General Assembly.
Rights, Privileges & Benefits
Members enjoy exclusive privileges, account transparency, and competitive benefits:
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Low Interest Rates – Access highly competitive, budget-friendly rates on loans.
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Yearly Dividends – Capital contributions earn annual interest depending on the cooperative’s annual net income.
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Patronage Refunds – Borrowing members with monthly payroll deductions earn back a portion of interest paid.
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Educational Support – Dedicated scholarship grants for eligible member families.
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Death Benefits – ₱15,000.00 cash assistance for members holding 10 or more subscribed shares.